Nick Stocks is an internet consultant and Packaged Bank Account claims specialist with a passion for photography.
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‘Selected’ for a NatWest Select Account? Can you claim a refund? The straight answer – maybe. Like a lot of other exclusive-sounding accounts, this account was a Packaged Bank Account. People like to feel they’ve been ‘Selected’ and that they are worthy of having something described as ‘Platinum’. WHAT Continue reading
If you have one of these ‘shiny’ Gold bank accounts you will already know that you pay a monthly fee in exchange for phone & travel insurance and breakdown cover. How the Royal Bank of Scotland sold you this account is important, as they may well owe you some or Continue reading
Can I get a refund for my Barclays Select Account fees? It’s a good question. And it’s a question that thousands of Barclays’ customers are asking. If you have one of these accounts you are paying for a PACKAGED BANK ACCOUNT. And the most interesting thing to say Continue reading
Although this is another of the many accounts with a very posh sounding name, in reality it’s actually a Packaged Bank Account. It’s an account you pay for, and in return, at least in theory, you are being sold a range of added-on benefits and advantages. I say in theory, Continue reading
Short answer – maybe not. Despite its wonderfully seductive name it’s a PACKAGED BANK ACCOUNT, and as thousands have already discovered, these PBA’s were often a very bad deal for the customers who were paying for them. Don’t take our word for it; Which Magazine declared that PBA’s are among Continue reading
We’ve been noticing some traffic to our website from people searching on http://ClaimforPBA.com so we checked it out. Seems they are sending SMS messages saying people are owed £2001.33 refund from monthly bank account fees. Learn More about Packaged Bank Accounts If you would like to learn more about your bank account Continue reading
Answer: a lot of people have discovered that it certainly WAS mis-sold to them. The result is that they’ve been receiving refund plus interest cheques that are very pleasing indeed. HSBC used other names to attract customers to these highly profitable (for the banks) accounts. If any of these appear Continue reading
We have been listening to our customers’ comments about their packaged bank accounts. Some interesting trends and patterns were revealed. The most obvious failure of the banks was in neglecting to make their customers aware that the packaged bank account they were being sold was optional. The essential point is Continue reading
When considering if your packaged bank account charges are fair, it all comes down to suitability. If the extra insurance products bolted on are not right for you, the chances are that the account is not suitable and you have a strong case for mis-selling. Unfortunately, these accounts were sold Continue reading
When there is a sudden surge in the number of complaints made to the Financial Ombudsman, you know that there is a growing problem. The majority of such complaints are upheld, and the banks withdraw the problematic accounts. What we are witnessing with PBA is all very reminiscent of the Continue reading
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